-Bill Broy
The first step in buying a home is finding a great local real estate agent whom you can trust. When you work with us, we go the extra mile to find you the right home at the right price. Plus, we offer our clients a ton of extra bonuses to make your home buying experience even better!
Show You Any Property - (Both on & off the market)
Do Home Value Reviews - (So you NEVER overpay)
Negotiate You The Best Possible Deal - (We've collectively Saved Our Clients Over A Million Dollars)
FREE 1 Year Home Warranty
FREE Move In Deep Cleaning
24/7 Agent Access (Ask us anything anytime!)
Transaction Management - (We'll Take Care Of All The Paperwork)
Working With Us Means:
No Worries, No Hassle, No Problems 🏡
Fire Us Anytime!
Just as you would with a new doctor, we ask all our potential clients to fill out our Dream Home Intake Form. This helps us gain a crystal clear picture of your situation, enabling us to find the best possible home for you at the best possible price.
Help Us Find You The Perfect Home
Help Us Get You The Best Possible Deal
Help Us Find You The Right Location
Help Us Cut Out All The Bad Homes
That Means We'll Only Tour:
The right homes 🏡 at the right price 💵 at the right location 📍
efore we start touring homes, you'll need to either get pre-approved or provide proof of funds. This is a requirement generally demanded by most home sellers and brokerages.
Have A Clear Budget
Be Able To Tour Any Home For Sale
Know Your New Monthly Payment
Know Your Down Payment
Have A Competitive Edge Over Other Buyers
Getting Pre-Approved Means...
Making stronger offers 📝 You'll Get Your Dream 🏡
Jamie Rhude With Future Home Loans
Fire Us Anytime!
Fire Us Anytime!
Once you're pre-approved and have decided to partner with us, we'll work together to create a custom list of ideal homes. From there, we'll narrow it down to 1-5 of your top choices, and we'll arrange tours at a convenient time for you.
Tour Any Homes Both On & Off The Market
We Can Tour Up To 5 Homes A Day
Minimum 2 Hour Notice To Tour
Home Value Reports
24/7 Agent Access
Tour Homes Anytime Between 8am - 9pm 7 Days A Week
When You Work With Us You'll No Longer Have To...
Call listing agents ☎️ Chase down keys 🔐
Congratulations! You've found your dream home. Now it's time to write the perfect offer at the perfect price. But don't worry, we'll handle all the paperwork for you!
Make Sure You Don't Over Pay
Do Our Due Diligence
Make Sure You Have The Right To An Inspection
The Terms Are Within Your Favor
Research The Sellers Motive
Create A Win Win Deal For Everyone
We'll Make Sure You Never Overpay When Buying A Home!
Once your offer is accepted, we'll personally walk you through every step of the home closing process, whether it's opening up escrow, reviewing titles, or scheduling all of your inspections. We'll take care of it!
The Home Inspection
Appraisal
HOA Review
Title Review
All Paperwork
Opening Escrow
And anything else that might pop up
Over $1,000,000 Saved!
The timeline for purchasing a house varies, depending on several factors. When it comes to getting a home loan, the pre-approval process typically takes 1 to 5 days, contingent on how quickly you submit the necessary documents, such as tax returns and pay stubs, to the lender.After obtaining pre-approval, the pace at which we find your dream home will be influenced by your personal preferences and needs, as well as current market conditions. On average, most home buyers can expect to find a property within 1 to 90 days.Regarding closing, if you require a home loan, the process from identifying a house to closing usually spans about 30-45 days. However, for cash buyers, this timeline can be significantly reduced to 1 to 2 weeks, if desired.
Our services are almost always paid for by the seller at closing. This does not mean I am partial to the seller. In fact, I am legally obligated to represent you and have your best interests at heart. In certain cases, where a property is priced exceptionally low, we may charge a minimum fee. However, a significant portion of this fee is still covered by the seller, and you would only need to cover the remaining balance.
If I'm your agent, we'll recommend reputable home inspectors and guide you through the process of scheduling and completing a home inspection, along with all inspection negotiations.
Honestly, it changes daily. Let's book a home goals consultation, and I can give you insights into the current real estate market conditions, such as inventory levels, pricing trends, and competition among buyers.
Mortgage Rates Just Flipped the Housing Market: What You Need to Know
In a significant shift, mortgage rates have dropped dramatically from where they were just one year ago, and looking ahead, most analysts predict they will continue to decline. This change is set to positively impact both homebuyers and sellers alike, making now a prime time to engage with the real estate market.
What This Means for Buyers:
Lower mortgage rates translate to increased affordability. With rates dropping, the cost of financing a home decreases, allowing buyers to stretch their budgets further or make homeownership more achievable for those who were previously priced out. Whether you’re a first-time homebuyer or looking to upgrade, this could be the perfect moment to explore your options.
What This Means for Sellers:
For sellers, the drop in mortgage rates means increased buyer demand. As more potential buyers are drawn into the market by more affordable rates, sellers may see a surge in interest, leading to more offers and potentially higher selling prices. It’s a win-win scenario for those looking to sell, especially as we head into a more favorable market for transactions.
Expert Insight on Mortgage Rate Trends:
Mark Zandi, Moody’s chief economist, reaffirmed his long-term mortgage rate outlook, predicting that the 30-year fixed mortgage rate could close in on 6.0% by the end of the year and settle near 5.5% by the end of 2025. Zandi attributes this decline to a narrowing spread between mortgage rates and the 10-year Treasury yield. As the Federal Reserve eases policy and bond market volatility declines, the mortgage rate landscape is expected to stabilize and improve.
Key Factor to Watch: Labor Market Data
The labor market remains a critical factor in determining future interest rate trends. If the labor market cools faster than anticipated or if unemployment spikes, we could see mortgage rates fall even quicker. However, if the labor market tightens, the Fed might pump the brakes on future rate cuts.
What Should You Do Now?
The recent shift in mortgage rates presents opportunities for buyers and sellers alike. Whether you’re looking to purchase your dream home or sell your current property, now might be the right time to make a move.
If you have any questions or want to explore how this evolving mortgage landscape can impact your real estate goals, don’t hesitate to reach out! I’m here to help you navigate these changes and make informed decisions.
Talk soon,
Tim Street